To assess the inclusiveness of the banking system, and in partial fulfilment of a statutory responsibility, the FDIC conducts biennial surveys of households to estimate the proportion of households that do not fully participate in the banking system. The second FDIC National Survey of Unbanked and Underbanked Households presents new data and insights on the size of unbanked and underbanked markets at the national, regional, state, and large metropolitan statistical area (MSA) levels.
|2011 Executive Summary|
|2011 Full Report|
|2011 Appendices A - G|
|2011 Detailed State and MSA Tables (Appendices H - I)|
|2011 Alternative Financial Services Report New!|
|2011 Banking Status by State Summary Table|
|2011 Account Ownership by State Summary Table|
|2011 Banking Status by MSA Summary Table|
|2011 Account Ownership by MSA Summary Table|
Sponsored by the FDIC, the survey was conducted in June 2011 by the U.S. Census Bureau as a supplement to its Current Population Survey (CPS). Similar to the methodology in the inaugural report, the FDIC uses survey responses to categorize household banking status into three categories: unbanked, underbanked, and fully-banked. The Census Bureau surveyed approximately 54,000 households, and about 44,900 (84 percent) participated in the FDIC-sponsored supplement survey.
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