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Analysis

Five-Year Estimates Table Tool Instructions

Last Updated: October 25, 2022

The FDIC National Survey of Unbanked and Underbanked Households supports the FDIC's commitment to expanding Americans' access to safe, secure, and affordable banking services, which is integral to the FDIC's mission of maintaining the stability of and public confidence in the U.S. financial system. Conducted biennially since 2009 partly in response to a statutory mandate, the survey is administered in partnership with the U.S. Census Bureau.

You can use this tool to generate five-year estimates using data from the household surveys.

Resources:   Household Survey Home | Five-Year Table Tool | FAQs

Instructions

To start, follow the prompts in the five-year estimates table tool.

  1. First, select the Year Range. You may select five-year estimates of unbanked rates that cover the 2009-2013, 2011-2015, 2013-2017, 2015-2019, or 2017-2021 survey years.
  2. Second, select the Geography. Available geographic breakdowns include National, State, or Metropolitan Statistical Area (MSA).
    • To get estimates for a particular MSA, select MSA in the Geography dropdown box, select a state that (partially or fully) contains the MSA in the State dropdown box, and select the particular MSA in the MSA dropdown box.
  3. Select the Get Estimates button to generate the table.
  4. After generating a table on the screen, you can save the table as a PDF or spreadsheet (CSV) by clicking the appropriate file type next to Download As above the table.

Example:

Suppose you would like to make a table of 2017-2021 five-year estimates of unbanked rates for the Denver-Aurora-Lakewood, CO, MSA.

Begin by selecting 2017-2021 in the Year Range dropdown box. Then select MSA, Colorado, and Denver-Aurora-Lakewood, CO, as shown below.

Screenshot showing the main tool
  • Depicted is a screenshot showing the main tool.
  • The image of the tool displays the following information:
    • 1) Select Year, select year range, 2017-2021
    • 2) Select Geography, select area MSA, select a state the msa is located in, Colorado
    • 3) Select MSA, Denver-Aurora-Lakewood, CO
  • Two buttons CLEAR and GET ESTIMATES are located below the drop downs.

Unbanked for Nation, 2021 by Selected Household Characteristics

All Households

Change Row Variables or Add Filter
PDF Download PDF XLS Download Spreadsheet
Number of Households (1000s) Number of Households (PCT) Unbanked Has bank account
All Households 123750 100 7.7 20.0 67.0 5.3
Race/Ethnicity (PCT)
Black 16801 100 20.5 33.1 40.0 6.3
Hispanic 14948 100 17.9 28.5 48.4 5.1
Asian 5882 100 2.2 17.9 73.4 6.6
American Indian/Alaskan 1464 100 16.9 25.5 53.0 4.6
Hawaiian/Pacific Islander 314 100 6.1 25.1 64.5 4.2
White non-Black non-Hispanic 84310 100 3.6 15.9 75.4 5.0
Other non-Black non-Hispanic 31 100 NA NA NA NA
Age Group (PCT)

Click the Get Estimates button to generate the table of 2017-2021 five-year estimates of unbanked rates for the Denver-Aurora-Lakewood, CO, MSA, as shown below.

Once the table is created, save the table as a PDF or spreadsheet (CSV) by clicking the appropriate file type next to Download As above the table.

Screenshot showing table results
  • Depicted is a screenshot showing a table of Unbanked Households for the Nation, 2021 by Selected Household Characteristics.
  • The title of the table is: Unbanked for Nation, 2019 by Selected Household Characteristics. The Subtitle is All Households.
  • The image of the table allows the user to filter selected variables in order to create a custom table.
  • The text introducing the table reads: 'Once you've made your selection, Click "Update Table" to generate a new table reflecting your additional selections'.
    • The left column filter is titled 'Default Row Variables'. There is a selection box entitled 'Additional Filter' with two drop down lists and directions on how to select multiple filters by holding the Ctrl key (windows) or the MAC command key ⌘.

Unbanked for Nation, 2021 by Selected Household Characteristics

Change Row Variables or Add Filter
  • Default Row Variables

    Select All | Clear All








    Additional Row Variables

    Select All | Clear All

    Account Type and Access Methods









    Alternative Financial Services


    Demographic






For additional information, please see the Five-Year Estimates Table Tool Frequently Asked Questions. Or you may submit a question or a request for technical support.